Getting the home of your dreams is not as easy as you think. It’s all well and good having that vision in your mind, showing you exactly what you want, but it’s not as though this home is just going to magically pop up right in front of you. It’s so hard to find the home you want when there are only a select few on the market within your budget. So what you need to have, is a good vision, and the ability to actually turn something into your dream home. But before you get to that point, there are a few steps that you need to take, to ensure that when you do move into your home, all that you need to do is bring that vision to life. You don’t want to be hit with delay after delay, and bill after bill, when the home isn’t even how you want it! So this article is going to show the few steps that you’re going to have to take, to ensure that you are actually moving into the home of your dreams, and not just a home that you think is going to be ok for you for a little while. It has to be a simple move, the home has to be amazing, and you have to have that really positive feeling surrounding the move! So keep on reading, and let us take you through the few steps we think you’ve got to make!
Step One: The Financials
So before you think about any big investment in life, you have to really think about your finances, and how you’re going to keep them stable through whatever investment you’re going into. But we think this is a skill that so many people are lacking, and they would rather dive right in without much thought as to the long term financial figures. It’s all well and good for something like a home move to look good in the beginning, but what about a few months down the line? The costs of your home could keep creeping up, meaning that dream of having a home that’s just made for you, will slowly fade away. So it might be worth having a look at hdb loan calculator by property guru, and seeing what it is that you might be paying initially to kick things off. Then, you can easily find out how much the home is going to cost to run, but you have to factor in some of the changes you might want to make. For example, it you were to switch out an electric fire for a more authentic gas coal fire, you’re going to be spending more on bills in the long run. So really have a sit down and a good plan, and always talk to a financial advisor as well as a mortgage advisor before you move. It’s a given to talk to a mortgage advisor, but a financial one can really help you understand the costs of the move, rather than just what the mortgage would be!
Step Two: The Vision
So you have to be able to have that vision if you’re going to transform your home into something incredible. You have to know how to work the space you have, and turn it into the dream that you had. As we said in the beginning, it’s awfully hard for you to find a home that’s the one of your dreams right away, it’s going to take work. But we understand that so many of you will not have that vision that other people do. Some are just natural at knowing how to work the interiors, some just can’t put it all together. So, if you know you have the love for interior design, then why don’t you get yourself to some interior design trade shows. They’re so fun to attend if you really get hyped up about interiors, and you’ll find some of the best materials, the best accessories, and the best furniture. You might learn something new about interior design as well, and how to make the most of the space that you have. If you know you aren’t the best at interior design, then it might be worth getting in touch with an interior design expert who can help bring your dream to life. They can help you to keep the costs down, and to make the most of your home!
Step Three: The Formalities
So, there are some formalities that you’re going to have to follow, and you’re most likely going to know what they are if you’ve already moved before. But just because you know the formalities it doesn’t make them any easier, and there might have been a few things that have changed since you did move. So the first thing you need to do, is go to a mortgage advisor who is going to be on your side. It’s a known fact that some mortgage advisors are making incredible amounts of money, simply because the interest rates and extra charges that they attach to it, mean they’re making the profit. So you need to go for one that’s going to be on your side. The best way of doing that, is to go for one that people you know have used, and they got a good deal with. You also want to try and get the value of your home up as much as you can. Even if it’s just light work such as a decor change to make your home look more show like! As for the solicitors and legal fees, lesser known businesses are often the ones that are going to give you the best deal. When you go for the big well known businesses, the charge put on them is usually so high!
Step Four: The Easy Move
Finally, you just need to make the move as easy as possible, by starting it all well in advance. We would highly recommend renting a van for a few days, as the price you’ll save instead of using a moving company is huge! Get as many hands on deck, and turn it into something fun, rather than a stress!